Carmen Corral, experienced P2P lending investor and blogger at
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Carmen Corral from uses Esketit

Why Esketit?
Esketit co-founders Davis and Matiss have more than 10 years of experience in crediting businesses all over the world. None of their companies have ever defaulted or had any other issues – not regarding p2p platforms or in any other way.
Track record
The only consumer lender in Europe with a large public bank as a strategic shareholder, South African Capitec (shareholder CF GRoup). Our corporate governance and management quality is based on publicly listed company standards.
One of the Esketit key policies is absolute transparency – we're disclosing the true beneficiaries, operational KPIs, our regulatory policy, as well as financial reports and full info on our Loan Originators.

Esketit features at a glance
  • Buyback obligation
    The Loan Originator has an obligation to buy back (redeem) the investor’s investments if the loan repayment has been delayed for more than 60 calendar days.
  • Group guarantee
    CreamFinance Group steps in if the Loan Originator cannot fulfill its BuyBack Obligation towards investors.
  • Auto-Invest, custom and predefined strategies
    Our company works according to the principle of individual approach to every client. This method allows us to achieve success in problems of all levels.
  • Secondary Market
    Sell the investment before its maturity.
  • Loyalty program
    Depending on how much you invest, you will earn additionally up to 1% of the invested amount.

Geographical Diversification
Esketit Loan Originators are geographically diverse and offer numerous types of loans: unsecured online consumer loans, installment consumer loans, and offline branch-based consumer loans.
11% Interest Rate
11% Interest Rate
12% Interest Rate

> € 750.00K
Interest paid
> € 12.00K
Average investor investment
> € 50.00M

How it works?
  • 1
    To start investing in our platform fill in the registration form.
  • 2
    Add funds to your account
    Become an active investor by adding funds to your investor account.
  • 3
    Select and invest in loans
    Create your first Auto Invest portfolio using parameters set by you, or manually invest in available loans by filtering them.
  • 4
    Track the growth of investments
    View your profile daily to track your investments, portfolio, and returns.
  • 5
    Receive invested principal plus earned interest
    Funds are accessible in your investor account as soon as the loan repayment is completed.

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